Free US payroll estimate
US Paycheck Calculator
Estimate your take-home pay after federal income tax, Social Security, Medicare, pre-tax deductions, post-tax deductions, and optional state tax.
Paycheck calculator
Enter your pay details
Use salary or hourly pay, choose a paycheck frequency, and add optional deductions or flat state tax estimates.
Annual tax breakdown
Estimated annual summary
How this paycheck calculator works
This paycheck calculator estimates take-home pay by starting with your gross annual income, subtracting pre-tax deductions and the standard deduction, applying the 2026 federal income tax brackets, then adding Social Security and Medicare payroll taxes. You can also add an optional flat state tax estimate, post-tax deductions, credits, and extra withholding.
What is included?
- 2026 federal income tax brackets and standard deduction.
- Social Security employee tax at 6.2% up to the 2026 wage base.
- Medicare employee tax at 1.45% with no wage cap.
- Optional flat state tax estimate when selected.
- Pre-tax deductions, post-tax deductions, additional federal withholding, annual tax credits, and other annual taxable income.
State paycheck calculators
This calculator keeps state tax transparent by using either Not included or an Optional flat estimate. It does not invent state or local tax rules for all 50 states. State payroll taxes can vary by state, city, income level, filing status, credits, local rules, and employer payroll setup.
Future state-specific calculators can be built as separate pages with their own rules, examples, and disclaimers.
- California Paycheck Calculator
- Texas Paycheck Calculator
- Florida Paycheck Calculator
- New York Paycheck Calculator
Questions
US paycheck calculator FAQ
Is this paycheck calculator exact?
It is an estimate based on the inputs provided. It includes federal income tax, Social Security, Medicare, and optional flat state tax. It does not replace payroll software, IRS guidance, or advice from a tax professional.
Does this include state income tax?
By default, state tax is not included. You can use the optional flat state tax estimate, but state and local tax rules vary widely.
Does this calculate W-4 withholding?
It estimates annual federal income tax and spreads it across paychecks. It is not a full IRS W-4 withholding calculator.
Are Social Security and Medicare included?
Yes. The calculator includes employee Social Security and Medicare taxes using the 2026 rates and wage base.
Can I use this for hourly pay?
Yes. Choose Hourly, then enter your hourly rate and hours per week.